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Set up the HRA benefit with coverage levels

Set up a health reimbursement account (HRA) benefit and configure coverage levels for your organizations in the Benefit Builder.

Use this article to set up an HRA benefit and add coverage levels that match your organization’s plan documents. Coverage levels determine the amount of funding each member receives based on their enrollment tier (e.g., individual, individual plus one, or family).

Note for admins managing multiple organizations

Choose the appropriate organization or division from the Organizations tab before following the steps below.

Configure the HRA benefit

  • Select the Benefit Builder from the navigation menu.

  • Select Edit Program for the benefit you want to set up.

  • Configure the plan details to match the organization's plan document.

Adding coverage levels to your benefit plan

  • Go to the Coverage section in the Benefit Builder

  • Choose the payout frequency in the Frequency dropdown menu

  • Choose the 1st Pay Date

  • Name your Coverage Level (e.g., IND, IND +1, FAM)

  • Add Coverage Amount for each Coverage Level

  • (Optional) Choose Add Coverage Level to add another coverage level

  • (Optional) Drag and drop your Coverage Levels to order them however you’d like

  • (Optional) Select whether or not this plan has a carryover amount

  • Select Save

Language note
Maximum Employer Liability refers to the total amount the employer is required to reimburse in that coverage level.

Note
The benefit frequency defaults to Annual, and the 1st Pay Date defaults to the plan start day. For other benefit frequencies, fill out the appropriate dates.

Enrollment spreadsheet note
Because the name of your coverage level is customizable, the number associated with each coverage level is what you will input when creating your Enrollment Spreadsheet in the HRA_COVERAGE_LEVEL column.

Add benefits to organizations

  • Select the organizations you want to add to this benefit

  • Select Add Selected

  • Review your selections on the confirmation screen

  • Select Create Benefit Offering

Coverage Level for HRAs

When enrolling members into an HRA, you must select a coverage level for the member. If the member’s status is still Pending Enrollment, you can update their coverage level by selecting the more options menu for that member and selecting Update Coverage.

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